Terms of Service
Last updated: June 2026
These Terms of Service ("Terms") constitute a legally binding agreement between you ("you", "your", "Customer", or "User") and Marcos Pereira, with registered office at Praça Antonio Nobre, 2660-226 Loures, Portugal ("Company", "we", "us", or "our"), governing your access to and use of the csaudit.io website, the Vault dashboard, all downloadable frameworks, codebases, written content, audio briefings, templates, and any related products or services we make available (collectively, the "Service").
By accessing, browsing, purchasing, downloading, or otherwise using the Service, you acknowledge that you have read, understood, and agree to be bound by these Terms in full, together with our Privacy Policy and Refund Policy, each incorporated herein by reference. If you do not agree with any portion of these Terms, you must not access or use the Service.
1. Eligibility and Account Registration
You represent and warrant that you are at least eighteen (18) years of age, or the age of legal majority in your jurisdiction, and have the full legal capacity to enter into a binding contract. If you are accessing the Service on behalf of a legal entity, you represent that you have the authority to bind that entity to these Terms. You agree to provide accurate, current, and complete information during registration and to maintain and promptly update such information. You are responsible for safeguarding your authentication credentials (including any magic-link emails) and for all activity that occurs under your account.
2. License Grant
Subject to your full and ongoing compliance with these Terms and timely payment of all applicable fees, the Company grants you a limited, non-exclusive, non-transferable, non-sublicensable, revocable, worldwide license to access and use the Service and the digital assets you have purchased, solely for your own internal business or personal use. This license is granted for the duration of your tier of access (one-time purchase for the products specified at checkout) and may be terminated by the Company in the event of material breach.
3. Intellectual Property Rights
All content distributed through the Service, including but not limited to software code, source files, JSON payloads, SQL schemas, written frameworks, escalation playbooks, audio briefings, design assets, visual identity, copy, trademarks, and the overall "look and feel" of csaudit.io (collectively, the "Materials"), is and shall remain the exclusive intellectual property of Marcos Pereira and its licensors, protected by copyright, trademark, trade secret, and other applicable laws of the European Union, the United States, and internationally.
4. Acceptable Use and Restrictions
You expressly agree that you will NOT: (a) resell, redistribute, sublicense, lease, rent, lend, or otherwise commercially exploit the Materials to any third party; (b) republish, mirror, or host the Materials on any public repository, website, training corpus, or learning platform; (c) use the Materials to train, fine-tune, or otherwise improve any machine learning or artificial intelligence model; (d) remove, alter, or obscure any proprietary notices; (e) reverse engineer, decompile, or attempt to derive the source structure of any compiled component; (f) use the Service for any unlawful, fraudulent, or infringing purpose; (g) attempt to gain unauthorized access to any portion of the Service, other accounts, or related systems; (h) share, transfer, or jointly use your account credentials with any third party; or (i) use the Service in any manner that could damage, disable, overburden, or impair the Service.
5. Payment, Fees, and Taxes
All fees are denominated in United States Dollars (USD) unless otherwise indicated and are charged at the time of purchase via our payment processor, Whop, who acts as the Merchant of Record for tax collection and remittance purposes. You are responsible for providing accurate billing information. All prices are exclusive of any value-added tax (VAT), goods and services tax (GST), sales tax, or similar transactional taxes, which will be added where applicable. You authorize the Company and its processors to charge your selected payment method for all applicable fees.
6. Refund Policy
Due to the nature of downloadable digital goods and immediate access to intellectual property, all sales are final and non-refundable in accordance with EU digital consumer rights. By completing your purchase you expressly consent to immediate performance of the contract and acknowledge that you waive your statutory right of withdrawal under Article 16(m) of the EU Consumer Rights Directive (2011/83/EU). For full details, please review our Refund Policy.
7. Disclaimer of Warranties
THE SERVICE AND ALL MATERIALS ARE PROVIDED "AS IS" AND "AS AVAILABLE," WITHOUT ANY WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING WITHOUT LIMITATION ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, OR THAT THE SERVICE WILL BE UNINTERRUPTED OR ERROR-FREE. WITHOUT LIMITING THE FOREGOING, THE COMPANY MAKES NO REPRESENTATION OR WARRANTY REGARDING THE BUSINESS, FINANCIAL, OR OPERATIONAL RESULTS THAT YOU MAY ACHIEVE BY IMPLEMENTING THE FRAMEWORKS. ANY OUTCOMES DEPEND ENTIRELY ON YOUR EXECUTION, BUSINESS CONTEXT, MARKET CONDITIONS, AND OTHER FACTORS BEYOND OUR CONTROL.
8. Limitation of Liability
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL THE COMPANY, ITS AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, OR LICENSORS BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, INCLUDING WITHOUT LIMITATION DAMAGES FOR LOST PROFITS, LOST REVENUE, LOST BUSINESS, LOST OPPORTUNITIES, LOST DATA, GOODWILL, OR BUSINESS INTERRUPTION, ARISING OUT OF OR RELATING TO THESE TERMS OR YOUR USE OF (OR INABILITY TO USE) THE SERVICE, WHETHER BASED ON WARRANTY, CONTRACT, TORT, NEGLIGENCE, STRICT LIABILITY, OR ANY OTHER LEGAL THEORY, EVEN IF THE COMPANY HAS BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THE COMPANY'S TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THESE TERMS OR THE SERVICE SHALL NOT EXCEED THE GREATER OF (A) THE AMOUNT YOU PAID TO THE COMPANY IN THE TWELVE (12) MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM, OR (B) ONE HUNDRED U.S. DOLLARS ($100 USD).
9. Indemnification
You agree to defend, indemnify, and hold harmless the Company, its affiliates, and their respective officers, directors, employees, and agents from and against any and all claims, damages, obligations, losses, liabilities, costs, and expenses (including reasonable attorneys' fees) arising from: (a) your use or misuse of the Service or Materials; (b) your violation of these Terms; (c) your violation of any third-party right, including without limitation any intellectual property or privacy right; or (d) any unauthorized redistribution of the Materials by you.
10. Termination
The Company may suspend or terminate your access to the Service at any time, with or without notice, for any conduct that the Company, in its sole discretion, believes to be in violation of these Terms, harmful to other users, or harmful to the Company's interests. Upon termination, your license to use the Materials shall immediately cease, and you must destroy or delete any locally stored copies obtained under that license. Sections 3 (Intellectual Property), 4 (Acceptable Use), 7 (Disclaimer), 8 (Limitation of Liability), 9 (Indemnification), and 12 (Governing Law) shall survive any termination.
11. Modifications to the Service and Terms
The Company reserves the right, at its sole discretion, to modify, suspend, or discontinue any part of the Service at any time, with or without notice. The Company may also revise these Terms from time to time. Material changes will be communicated by updating the "Last updated" date above and, where appropriate, by reasonable notice. Your continued use of the Service following any such modification constitutes your acceptance of the revised Terms.
12. Governing Law and Dispute Resolution
These Terms are governed by and construed in accordance with the laws of the jurisdiction in which Marcos Pereira is registered, without regard to its conflict-of-law principles. Any dispute, controversy, or claim arising out of or relating to these Terms shall be submitted to the exclusive jurisdiction of the competent courts of that jurisdiction, except where applicable mandatory consumer protection law grants you the right to bring proceedings in your country of residence.
13. Miscellaneous
These Terms, together with the Privacy Policy and Refund Policy, constitute the entire agreement between you and the Company regarding the Service and supersede all prior or contemporaneous agreements. If any provision is held invalid or unenforceable, the remaining provisions shall remain in full force and effect. The Company's failure to enforce any right or provision shall not constitute a waiver. You may not assign or transfer these Terms without the Company's prior written consent; the Company may assign these Terms freely.